Convenient Checking Options

Business Checking

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Business Checking

Checking Accounts to Meet Your Growing Business Needs

Every business has different needs, and your checking account should reflect that. We offer a range of checking accounts with the features and benefits tailored to meet your business needs.

Business Checking Options

Account Name	Small Business Checking	Small Business Interest Checking	Commercial Interest Checking	Non-Profit Checking
Description	Business Checking is available to corporations, limited liability companies, non-profit organizations, and partnerships Small Business Checking is available to sole-proprietorships¹ .	Business Interest Checking is available to sole proprietorships and non-profit organizations Small Business Interest Checking is available to sole-proprietorships¹	Available to Corporations Partnerships Limited Liability Companies	Available to Corporations Partnerships Limited Liability Companies
Minimum Opening Balance	$100	$100	$500	$100
Monthly Service Charge	$22 $20 with electronic statement enrollment	$24 $22 with electronic statement enrollment	$27 $25 with electronic statement enrollment	$8 waived with electronic statement enrollment²
Balance to Waive Service Charge	$2,500 daily average balance $5,000 monthly average balance	$3,500 daily average balance $7,000 monthly average balance	$5,000 daily average balance $7,500 monthly average balance	$2,500 daily average balance $5,000 monthly average balance
Interest Earning
Fees	A $0.30 per item fee will be charged for each debit exceeding a quantity of 150 during each statement cycle. High volume accounts are subject to cost analysis. A $1.50 per item fee will be charged for each credit exceeding a quantity of 20 during a statement cycle.	A $0.30 per item fee will be charged for each debit exceeding a quantity of 150 during each statement cycle. High volume accounts are subject to cost analysis. A $1.50 per item fee will be charged for each credit exceeding a quantity of 20 during a statement cycle.	A $0.30 per item fee will be charged for each debit exceeding a quantity of 150 during each statement cycle. High volume accounts are subject to cost analysis. A $1.50 per item fee will be charged for each credit exceeding a quantity of 20 during a statement cycle.	A $0.30 per item fee will be charged for each debit exceeding a quantity of 150 during each statement cycle. High volume accounts are subject to cost analysis. A $1.50 per item fee will be charged for each credit exceeding a quantity of 20 during a statement cycle.
ATM Access	Surcharge free access to ATMs within the MoneyPass ® network.	Surcharge free access to ATMs within the MoneyPass ® network.	Surcharge free access to ATMs within the MoneyPass ® network.	Surcharge free access to ATMs within the MoneyPass ® network.

Business Checking Options

Account Name	Description	Minimum Opening Balance	Monthly Service Charge	Balance to Waive Service Charge	Fees	ATM Access
Small Business Checking	Business Checking is available to corporations, limited liability companies, non-profit organizations, and partnerships Small Business Checking is available to sole-proprietorships¹ .	$100	$22 $20 with electronic statement enrollment	$2,500 daily average balance $5,000 monthly average balance	A $0.30 per item fee will be charged for each debit exceeding a quantity of 150 during each statement cycle. High volume accounts are subject to cost analysis. A $1.50 per item fee will be charged for each credit exceeding a quantity of 20 during a statement cycle.	Surcharge free access to ATMs within the MoneyPass ® network.
Small Business Interest Checking	Business Interest Checking is available to sole proprietorships and non-profit organizations Small Business Interest Checking is available to sole-proprietorships¹	$100	$24 $22 with electronic statement enrollment	$3,500 daily average balance $7,000 monthly average balance	A $0.30 per item fee will be charged for each debit exceeding a quantity of 150 during each statement cycle. High volume accounts are subject to cost analysis. A $1.50 per item fee will be charged for each credit exceeding a quantity of 20 during a statement cycle.	Surcharge free access to ATMs within the MoneyPass ® network.
Commercial Interest Checking	Available to Corporations Partnerships Limited Liability Companies	$500	$27 $25 with electronic statement enrollment	$5,000 daily average balance $7,500 monthly average balance	A $0.30 per item fee will be charged for each debit exceeding a quantity of 150 during each statement cycle. High volume accounts are subject to cost analysis. A $1.50 per item fee will be charged for each credit exceeding a quantity of 20 during a statement cycle.	Surcharge free access to ATMs within the MoneyPass ® network.
Non-Profit Checking	Available to Corporations Partnerships Limited Liability Companies	$100	$8 waived with electronic statement enrollment²	$2,500 daily average balance $5,000 monthly average balance	A $0.30 per item fee will be charged for each debit exceeding a quantity of 150 during each statement cycle. High volume accounts are subject to cost analysis. A $1.50 per item fee will be charged for each credit exceeding a quantity of 20 during a statement cycle.	Surcharge free access to ATMs within the MoneyPass ® network.

(1) Interest earned is deducted from earnings credit when on analysis. No interest earned on days balance falls below $5,000 for Business Interest Checking or $10,000 for Commercial Interest Checking. This is a tiered-rate account. The interest rate and annual percentage yield for your account depends upon the applicable rate tier. We may change the interest rate on your account at any time. Refer to rate sheet for current information.

(2) Requires valid email address.

Please note: This information is accurate as of 7/22/24. Refer to "Important Information About Business Deposit Accounts; Terms and Conditions for details. Community West Bank reserves the right to make changes at any time as a result of a change of policy, law, and regulation or otherwise.