Convenient Checking Options
Compare Checking Accounts
Personal Checking Account Options
Explore our options to find the perfect fit for your lifestyle, and enjoy the convenience and flexibility of managing your finances with ease.
| Features | Student Checking | Simplicity Checking | Secure Checking | Relationship Interest Checking |
|---|---|---|---|---|
Description |
|
|
A simple and easy account with the benefit of Identity Theft Assistance (3) |
A checking account that earns interest, in addition to offering a variety of enhanced features |
Minimum Opening Deposit |
$25 |
$25 |
$25 |
$100 |
Monthly Service Charge |
$10 |
$10 (waived with enrollment in eStatements, valid email address required) |
$8 $7 (with enrollment in eStatements) (requires valid email address) |
$10 $8 (with direct deposit of $250 or more per month) |
Service Charge Waiver Requirement |
Account holder must be under age 19 |
Enrollment in eStatements |
No monthly service charge for customers 65 and over |
$2,000 daily or a monthly average balance of $5,000 |
Interest Earning |
Not Applicable |
Not Applicable |
Not Applicable |
Yes(2) If the account is closed prior to the interest payment period, interest will not be received. |
ATM & Check Writing |
Unlimited Visa Debit/ATM Card Usage Free check safekeeping Free access to ATMs within MoneyPass network |
Five checks/drafts per statement cycle ($1.00 each thereafter) (6) Unlimited Visa Debit/ATM Card usage Free check safekeeping Free access to ATMs within MoneyPass network |
15 checks/drafts per statement cycle ($1.00 each thereafter) (6) Unlimited Visa Debit/ATM Card usage Free check safekeeping Free access to ATMs within MoneyPass network Customers (65 and over) receive CWB Senior Secure checks at no charge or $5 discount off the retail price of personal check styles (no charge for shipping and handling) |
Unlimited Visa Debit/ATM Card usage CWB logo checks at no charge; personal check styles available at the retail price (shipping and handling fees apply) Five Cashier's Checks issued at no charge per month (a $10/check fee will be incurred after five at the end of the monthly statement cycle) Free access to ATMs within MoneyPass network |
Electronic Services |
Free Online Banking Free eStatements (requires valid email address) |
Free Online Banking and Bill Pay (5) Free eStatements (requires valid email address) Mobile Banking including Mobile Deposit (1) Zelle® (person-to-person payments) (4) |
Free Online Banking and Bill Pay (5) Free eStatements (requires valid email address) Mobile Banking including Mobile Deposit (1) Zelle® (person-to-person payments) (4) |
Free Online Banking and Bill Pay (5) Free eStatements (requires valid email address) Mobile Banking including Mobile Deposit (1) Zelle® (person-to-person payments) (4) |
Overdraft Services |
Overdraft Services |
|
|
|
Special Features and Service Available |
Two copies of check images per monthly statement cycle at no charge. Copies in excess of two can be reproduced at the current cost of research and $3 copy fee. |
Two copies of check images per monthly statement cycle at no charge. Copies in excess of two can be reproduced at the current cost of research and $3 copy fee. |
Free Identity Theft Protection Package to include ID Restoration Pro (3) Two copies of check images per monthly statement cycle at no charge. Copies in excess of two can be reproduced at the current cost of research and $3 copy fee. |
Small safe deposit box provided |
| Features | Description |
Minimum Opening Deposit |
Monthly Service Charge |
Service Charge Waiver Requirement |
Interest Earning |
ATM & Check Writing |
Electronic Services |
Overdraft Services |
Special Features and Service Available |
|---|---|---|---|---|---|---|---|---|---|
| Student Checking |
|
$25 |
$10 |
Account holder must be under age 19 |
Not Applicable |
Unlimited Visa Debit/ATM Card Usage Free check safekeeping Free access to ATMs within MoneyPass network |
Free Online Banking Free eStatements (requires valid email address) |
Overdraft Services |
Two copies of check images per monthly statement cycle at no charge. Copies in excess of two can be reproduced at the current cost of research and $3 copy fee. |
| Simplicity Checking |
|
$25 |
$10 (waived with enrollment in eStatements, valid email address required) |
Enrollment in eStatements |
Not Applicable |
Five checks/drafts per statement cycle ($1.00 each thereafter) (6) Unlimited Visa Debit/ATM Card usage Free check safekeeping Free access to ATMs within MoneyPass network |
Free Online Banking and Bill Pay (5) Free eStatements (requires valid email address) Mobile Banking including Mobile Deposit (1) Zelle® (person-to-person payments) (4) |
|
Two copies of check images per monthly statement cycle at no charge. Copies in excess of two can be reproduced at the current cost of research and $3 copy fee. |
| Secure Checking | A simple and easy account with the benefit of Identity Theft Assistance (3) |
$25 |
$8 $7 (with enrollment in eStatements) (requires valid email address) |
No monthly service charge for customers 65 and over |
Not Applicable |
15 checks/drafts per statement cycle ($1.00 each thereafter) (6) Unlimited Visa Debit/ATM Card usage Free check safekeeping Free access to ATMs within MoneyPass network Customers (65 and over) receive CWB Senior Secure checks at no charge or $5 discount off the retail price of personal check styles (no charge for shipping and handling) |
Free Online Banking and Bill Pay (5) Free eStatements (requires valid email address) Mobile Banking including Mobile Deposit (1) Zelle® (person-to-person payments) (4) |
|
Free Identity Theft Protection Package to include ID Restoration Pro (3) Two copies of check images per monthly statement cycle at no charge. Copies in excess of two can be reproduced at the current cost of research and $3 copy fee. |
| Relationship Interest Checking | A checking account that earns interest, in addition to offering a variety of enhanced features |
$100 |
$10 $8 (with direct deposit of $250 or more per month) |
$2,000 daily or a monthly average balance of $5,000 |
Yes(2) If the account is closed prior to the interest payment period, interest will not be received. |
Unlimited Visa Debit/ATM Card usage CWB logo checks at no charge; personal check styles available at the retail price (shipping and handling fees apply) Five Cashier's Checks issued at no charge per month (a $10/check fee will be incurred after five at the end of the monthly statement cycle) Free access to ATMs within MoneyPass network |
Free Online Banking and Bill Pay (5) Free eStatements (requires valid email address) Mobile Banking including Mobile Deposit (1) Zelle® (person-to-person payments) (4) |
|
Small safe deposit box provided |
(1) Message and data rates apply. Daily and monthly limits, fees may apply. Restrictive endorsement applies.
(2) No interest earned on days balance falls below $2,000. This is a tiered-rate account. Refer to rate sheet for current information. 4/24
(3) Only available to primary account holder. Requires a valid email address to enroll. Activation required. See branch for more details.
(4) There is no charge to send money with Zelle®. Must sign up and be enrolled in Bill Pay.
(5) If you use our Online Banking Bill Payment Service, you may experience circumstances where the vendor might issue a check rather than an electronic debit. You may be charged a fee if the item exceeds the allowable number of checks/drafts per monthly statement cycle. Refer to “Understanding Your Deposit Account” for terms and conditions and account disclosures.
Please note: This information is accurate as of July 22, 2024. Community West Bank reserve the right to make changes at any time as a result of a change of policy, law, and regulation or otherwise.