Schedule of Fees

The following fees apply to Checking, Savings, NOW Accounts and Money Market Accounts effective January 1, 2023.

STATEMENTS

Duplicate Statement Prepared: $10.00

Custom Image Statement: $10.00

Additional Statement: $5.00

(Mailed to alternate account holder and authorized parties)

Statements outside 12 months will be at research rate

TELEPHONE TRANSFERS

After 3 Per Month: $2.00

LEGAL PROCESS FEES

Garnishments, Levies and Liens: $100.00

Deed of Reconveyance, Full/Partial: $45.00

Notary Per Signature: $15.00

WIRE TRANSFERS

Incoming Domestic Wire Transfer: $20.00

Outgoing Domestic Wire Transfer: $30.00

Incoming International (Foreign) Wire Transfer: $20.00

Outgoing International (Foreign) Wire Transfer: $40.00

(Outgoing Wire Transfers for Cash Management Customers can be reduced by $10.00 if completed through Online Banking)

SAFE DEPOSIT BOX (Annual Rate)

2x5: $32.00

3x5: $45.00

5x5: $68.00

3x10: $75.00

5x10: $95.00

6x10: $105.00

10x10: $165.00

10x15: $195.00

Safe Deposit Box Key Deposit: $20.00

Key Replacement Per Box: Actual Cost

Forced Entry Per Box: Actual Cost

Size varies by location, refer to Safe Deposit Box Schedule of Fees

IRA

Annual Custodial Maintenance: $20.00

COLLECTIONS

Domestic Incoming/Outgoing: $25.00

Foreign Outgoing: $40.00

CURRENCY

Special Cash Order: $20.00

FOREIGN CURRENCY

Foreign Currency Expedited Overnight: $15.00

Foreign Currency Buyback (Less than $300): $10.00

STOP PAYMENTS

Stop Payment: $30.00

Can be reduced by $10.00 if completed through Online Banking (does not apply to renewals)

Stop Payment Renewal for 6 Months: $20.00

NIGHT DEPOSIT (Key Required)

Annual Fee (Includes Key): $30.00

Night Deposit Small Bag (Supplies): $0.35

Night Deposit Key Replacement: Actual Cost

NON-SUFFICIENT FUNDS

Checking accounts overdrawn less than $50.00 will not be charged a paid, returned item, or advance fee.

Consumer Accounts:

NSF (Overdraft Fee): $25.00

Maximum Charge (4) Per Day: $100.00

NSF (Returned Item Fee): $10.00

Maximum Charge (4) Per Day: $40.00

Non-Consumer Accounts:

NSF (Overdraft Fee): $25.00

Maximum Charge (8) Per Day: $200.00

NSF (Returned Item Fee): $10.00

Maximum Charge (8) Per Day: $80.00

ATM/DEBIT CARD

Foreign ATM Fee: $3.00

ATM or Debit Card Replacement: $8.00

Debit Card "Rush Order": $47.00

Debit Card "Rush Order" Saturday Delivery: $62.00

ADVANCE FEE

Overdraft Protection Transfers (checking/savings Accounts: No Charge

Community Credit Line, Small Business Line of Credit, Quick Business Credit: $10.00

PERSONAL ONLINE BANKING

Online Banking: Free of Charge

Bill Pay: No Monthly Charge

Zelle® (person-to-person payments): Free of Charge

BUSINESS ONLINE BANKING

Business Online Banking: Free of Charge

Business Bill Pay: No Monthly Charge

Next Day Payment (per payment): $20.00

RESEARCH

Research/Statement Reconciliation (Per Hour): $50.00

Research Minimum: $50.00

Research Items (Per Copy): $3.00

CHECKS

Cashier's Checks: $10.00

Cashier's Checks (Non-Customers): $15.00

Check Cashing (Non-Customers): $5.00

Counter Checks.: $1.00

Copies of Checks: $3.00

Check Orders: Price Vary (Shipping and Handling Fees May Apply)

Deposit Correction: $5.00

Redeposited Item Fee: $3.00

MICR ENCODING REJECTS

After 10 Rejected Checks (Per Item): $0.75

OTHER FEES and CHARGES

Medallion Stamp: $15.00

Signature/Statement Guarantee: $10.00

Escheatment Processing Fee: $2.00

Credit Card Processing Fee (Non-Customers): $25.00

Verification of Deposit: $10.00

This Schedule of Fees supersedes those listed in any disclosure that you have received in prior notifications. Information contained herein is subject to change. Rev. 4/24 Member FDIC