Personal Loans
When you need funds fast, count on us for financing to fit your needs.
Take Control of Your Finances
Explore our Personal Loans, Lines of Credit, and Auto Loans
Flexible Financing Solutions for Your Needs
Personal Loan Options
The Perfect Loan to Fit Your Lifestyle
Stop dreaming and start living – with a personal loan or line of credit from Community West Bank. Apply today for help with any personal financing needs as quickly and easily as completing our simple loan application.
PLEASE NOTE: Personal loans are only available within our defined service area (opens in a new window), which includes California's San Joaquin Valley and Greater Sacramento regions. Applications submitted outside of this service area will not be accepted. (Restriction does not apply to Credit Card Applications).
Personal Loan or Line of Credit
(Community Credit Line)
- Instant borrowing power at any time, for any reason
- Personal Loans: $2,500 - $35,000
- Lines of Credit (Community Credit Line): $5,000 - $35,000
- Terms: Varies with program. Ask a representative for details
- Annual fees apply (may be waived with four advances per calendar year)
- Interest: Fixed Rates
- Another option to avoid overdraft fees
- Discounted rate with automatic payments
- (see your Account Representative for specific details and requirements)
Auto Loans
- Designed for the purchase of a new or used car, light duty truck, or sport utility vehicle
- Maximum of 6 years old and registered in the state of CA
- Refinance of existing auto loans or leases
- Loan Amount: Minimum $10,000
- Terms: Varies with program. Ask a representative for details
- Interest: Fixed Rates
- Pre-approvals available
- Discounted rate with automatic payments
- (see your Account Representative for specific details and requirements)
Auto Loans
Flexible and affordable auto loan options to help you finance your next vehicle
Personal Loans
| Features | Personal Loan or Line of Credit (Community Credit Line) | Auto Loans |
|---|---|---|
Designed For |
Instant borrowing power at any time, for any reason |
Purchase of a new or used car, light duty truck or sport utility vehicle. Refinance of existing auto loans or leases |
Loan Amount |
Lines of Credit (Community Credit Line): $5,000 - $35,000 Personal Loans: $2,500 - $35,000 |
Minimum: $10,000 |
Terms |
Varies with program. |
Maximum of 6 years old and registered in the state of CA |
Interest |
Fixed Rates |
Fixed Rates |
Options |
Eligible for discounted rate if set up with automatic payments |
Eligible for discounted rate if set up with automatic payments |
Benefits |
By phone check or in person Easy application Convenient Free eStatements |
Pre- approvals Flexible Terms Free eStatements |
Personal Loans
| Features | Designed For |
Loan Amount |
Terms |
Interest |
Options |
Benefits |
|---|---|---|---|---|---|---|
| Personal Loan or Line of Credit (Community Credit Line) | Instant borrowing power at any time, for any reason |
Lines of Credit (Community Credit Line): $5,000 - $35,000 Personal Loans: $2,500 - $35,000 |
Varies with program. |
Fixed Rates |
Eligible for discounted rate if set up with automatic payments |
By phone check or in person Easy application Convenient Free eStatements |
| Auto Loans | Purchase of a new or used car, light duty truck or sport utility vehicle. Refinance of existing auto loans or leases |
Minimum: $10,000 |
Maximum of 6 years old and registered in the state of CA |
Fixed Rates |
Eligible for discounted rate if set up with automatic payments |
Pre- approvals Flexible Terms Free eStatements |
Please note: This information is accurate as of January 1, 2023. Community West Bank reserves the right to make changes at any time as a result of a change of policy, law, and regulation or otherwise.
