
Business Banking
Tailored banking services designed for your success.
Overdrawing your account can be costly. To avoid overdraft related fees we offer a selection of overdraft protection services to choose from.
Occasional Overdraft Service (OOS) is a courtesy service Community West Bank offers that comes standard with all eligible checking accounts in good standing, should an overdraft occur that covers checks, ACH, and recurring debit transactions.
Eligible Accounts:
How to Add Service:
Comes standard for all eligible accounts.
Transactions Covered:
Limits:
Dynamic Limits (determined by your account history, deposit activity, and other patterns of account activity)
Cost:
Consumer:
Non-Consumer:
Occasional Overdraft Service Plus (OOS Plus) is a courtesy service that offers all the same coverage you receive with OOS with the addition of ATM transactions, and one time debit card transactions, should an overdraft occur.
Eligible Accounts:
How to Add Service:
Requires you to affirmatively opt-in with the Occasional Overdraft Service Plus Opt-In Form.
Transactions Covered:
Limits:
Dynamic Limits (determined by your account history, deposit activity, and other patterns of account activity)
Cost:
Consumer:
Non-Consumer:
Overdraft Transfers allow an eligible checking account to have transfers from a linked Savings account or Community Credit Line to cover any overdrafts that occur.
Eligible Accounts:
How to Add Service:
Request which account you would like to be linked. See branch representative for more details.
Transactions Covered:
Limits:
Linked to your available balance in your linked account.
Cost:
Community Credit Lines provide overdraft protection with a line of credit that automatically transfers funds to your checking account should an overdraft occur.
Eligible Accounts:
How to Add Service:
Requires an application. See branch representative for more details.
Transactions Covered:
Limits:
Up to your pre-authorized credit limit.
Cost:
To opt in to OOS Plus please fill out the form below and either deliver it to your nearest branch or mail it to Community West Bank, 7100 N. Financial Drive, Ste. 101, Fresno, CA 93720.
To discontinue or opt out of the Occasional Overdraft Service (OOS) on your eligible Checking account, please contact your local branch or Customer Service at the address and phone numbers listed below. By opting out of the OOS, your checks, drafts, ACH items, ATM withdrawals, and one time debit card transactions will be automatically returned if presented against non-sufficient funds. A non-sufficient funds (NSF) fee will be applied.
Community West Bank
7100 N. Financial Drive, Ste. 101
Fresno, CA 93720
(800) 298-1775
Email us at customerservice@cvcb.com
If you are facing financial challenges and are unable to manage your account effectively, you may want to consider accessing free or low-cost financial education workshops or individualized financial counseling. Educational resources Money Smart - FDIC
We're here to help. Reach out to Community West Bank for all your business banking needs and let us support your success.
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